Home   |  F.A.Q.  |  Requirements  |  Download  |  Contact Us  |  About Us  |  Help Videos  |  Order Now

Quickly and easily find the errors in hidden in your bank statements

Over 28,540 people have used this software to check their statements for errors.

The MortgageWatchdog software is like a powerful x-ray machine for finding the errors and overcharges buried in your home loan. 


  Your guarantee is simple. If you order our software through this page today and find no errors in your home loan ... then you don't pay for our software. Either the software works as we say and you find errors or if you find no errors then you don't pay. That's only fair isn't it!  
"It would be naive to think there's such a thing as a perfect system, and that mistakes will never happen. Mistakes are a fact of life and I am not suggesting that banks intentionally do anything wrong.....
 - Paul Clitheroe - Host of Channel  9's Money show and chief commentator for Money Magazine

"The era of trusting the banks has long gone."
 - Justice Clarke, New South Wales Supreme Court.

"The average error is about $242 per monthly statement. Hundreds of thousands of Australians
are potentially affected"
 - The Daily Telegraph

"We strive for quality in everything we do, but banking is done by humans and sometimes there are mistakes.  (Head of corporate relations for National Australia Bank)"
 - Australian Financial Review

"The Bank has admitted that a large part of hundreds of interest charge calculations could be wrong..."Colonial State said the bank's experts had looked at the disputed interest calculations, admitted there were errors ...and were now looking at quantifying that overcharging."
 - The Sydney Morning Herald

"The Bank of New Zealand, a subsidiary of the National Australia Bank, has sent letters to 1700 customers apologizing for overcharging fees on their deposit accounts. The bank said processing errors caused by a computer glitch led to the accounts being overcharged."
 - Australian Financial Review
28,450 happy customers have found errors with our software.
54% of monthly mortgage statements contain hidden errors.
$130,000 - largest bank error found.
Risk Free - if you find no errors just send it back.


Quick Facts about bank errors- As published in The Sydney Morning Herald

Fact #1: 54% of bank statements contain errors.
Fact #2: 80% of errors favour the banks.
Fact #3: the average monthly error is $242.
Fact #4: A major Australian bank overcharged
$52 million to 55,000 customer accounts.

Mortgage Watchdog found that we had been overcharged $9,876.27 on our home loan. I had to recheck it as I didn't think it could be true when I first did it. It was, and the bank has now reimbursed us for the full amount - and I used the money to buy a car!

 - Wayne Keogh - Melbourne, VIC

I must admit if there was anyone who was a sceptic, it was me! After loading in all the data and following the easy steps (even I can do it and I hate instruction manuals!), what started to unfold were a series of errors the bank had made!

I reviewed the mortgage over a period of 16 months and to my horror I found that they had been charging me more interest than I owed - a few hundred dollars. I'm incredibly grateful to Mortgage Watchdog - its really one of the best investments I've made. I'm rapped!                                                   - Shalom Paul - Sydney, NSW

I all the time had a feeling that my home loan bank statements were incorrect. I did not know how to calculate or prove that there are discrepancies until I heard about the Mortgage Watchdog program. I found the software easy to use and I discovered that my bank owes me around $500.

- Barak - Canberra, ACT

In the first two years of my loan, Mortgage Watchdog found $2,350 in errors. The bank has now credited this full amount back to my loan.

- Mark Carroll - Castle Hill, NSW


We calculated that if undetected this would have cost Mark $30,500.40 over the life of his loan.

I wrote to the bank using MortgageWatchdog's letter generator and the bank not only paid up the money I asked for, they were honest enough to find errors going back further and paid me over $500. A pretty good investment as far as I'm concerned.

- Ian Cowden - Birkdale - QLD

I have found a mistake in the first month of my loan! $97.00. Thank god for your software! Imagine that over another 30 years. Well worth the money spent! Thanks again too for the brilliant software. Am trying to get all my friends and family to take a look at it!

- Owen Frankhouser - South Hobart, TAS


We calculated that if undetected this would have cost Owen $46,438.18.40 over the life of his loan.

I found $7,563.04
I have now been reimbursed the exact amount of discrepancy I had found using your program of $7,563.04 plus reimbursement of the cost of the software package against my loan.
Ann-Maree Enders - Kingsley. WA
The total error came to $9,484.31
We had been concerned about our loan for a while - there seemed to be a number of strange things happening. MortgageWatchdog found that because of an error on our offset account, we had been overcharged $3,517.57 and this was on a loan that is only $66,000 and was only over a 10 month period! MortgageWatchdog also calculated that we were owed an additional $136.74 in compounded interest on this error - so, a total of $3,654.31.

We also found a second error where some repayments had gone to the wrong place - this was another $5,830.00. So, the total error came to $9,484.31 - all in only a 10 month period.

If these errors had not been detected, we would have paid approximately an extra $55,000 in interest over the life of the loan.

Bayley and Carolyn Vincent - Barden Ridge, NSW
Just about 4 minutes job to check the statements
I got a few bank accounts with CBA. After seeing MortgageWatchdog that we can claim back our overdraft charges, we straight away used the Mortgage Watchdog software to generate letters. As a result, CBA refunded us back about $180. That is pretty NEAT, just about 4 minutes job to check the statements & use the software to generate letters & mail it to the bank.

Thank you Mortgage Watchdog & Dave & His Team !!

Ivan Paulus - Maroubra. NSW
They were totally shocked with being caught!
Thanks everyone. I've just found $1,100.00 over the last 3 years owing to me from Westpac in overcharged interest on a home and investment loan. They were totally shocked with being caught!
Steve Atkin - Port Macquarie. NSW

Terms and Conditions | Privacy Policy
 © 2011 Getting Gray Marketing Pty Ltd
21 Pardalote Dr, Brookwater, QLD 4300
 A.B.N. 43 146 101 635
For Support please call 02 61 884 423